Metro Bank has expanded its Joint Borrower Sole Proprietor proposition to support customers looking to purchase or remortgage at higher loan-to-value with the support of immediate family members.

Their >95% LTV JBSP Mortgage is designed to help more customers access homeownership, with family support and a clear, carefully managed approach to affordability.

Launch highlights 

  • Available up to 100% LTV

  • No minimum deposit/equity requirement

  • Residential Purchase or £4£ Remortgage

  • 5 year fixed rate products

  • No valuation or product fee

  • Income can be accepted from up to 4 applicants, at 4.45x income multiple, subject to affordability

  • Maximum loan size of £675,000

  • Joint Borrower must be immediate family only

For full details, please refer to our Mortgage Lending Criteria Guide and Product Guides.

Keen to learn more – why not join a 10 minute launch webinar

To help you get the most out of this proposition, we’re hosting a dedicated session on Thursday 9 July at 10am, covering criteria, case studies and placement opportunities.

Register here

Got a case to discuss?

Get in touch with your local BDM; they would love to hear from you. Find your BDM here. Or call our Broker helpdesk on 020 3427 1019. Metro Bank won’t charge you for your calls, however you may be charged by your service provider.